ASSUMABLE 5.25% INTEREST RATE! This is a rare find! Located in the desirable community of The Lakes at Rancho El Dorado. Built in 2022 and tucked away on a quiet, low-traffic street, this beautifully upgraded 4-bedroom, 2-bath home offers 1,900 sq. ft. of modern living. From the moment you arrive, you'll appreciate the striking curb appeal with stone accents and a welcoming entry. Inside, an open-concept layout showcases elegant white quartz countertops, durable tile flooring in the main living areas, and plush carpet in the bedrooms for added comfort. The spacious kitchen is perfect for both everyday living and entertaining, featuring contemporary finishes and ample counter space. The large Owner's Suite is complete with dual sinks, a walk-in shower, and a spacious closet making it the perfect peaceful retreat. Step outside to enjoy a backyard that offers the perfect extension of living space with a large covered patio overlooking lush yet easy-to-care landscaping and mature vibrant chaste trees that provide shade for relaxing or entertaining outdoors. Residents of Rancho El Dorado enjoy a true master-planned lifestyle centered around The Duke at Rancho El Dorado, an 18-hole championship golf course complete with clubhouse and dining. The community features beautiful lakes and water features, miles of walking, jogging, and biking trails, multiple parks with playgrounds, picnic areas, and BBQ stations, as well as basketball and tennis courts. Families will appreciate tot lots and splash pads, while HOA-maintained green spaces enhance the neighborhood's appeal. Conveniently located near shopping, dining, and schools, and just minutes from Copper Sky Regional Park--offering sports fields, an aquatic center, and recreation, this home also provides easy access to major roadways for a smooth commute to Phoenix and surrounding areas.